FACTS ABOUT 新手買家按揭指南 REVEALED

相反，「呼吸strategy」貸款計劃通常由銀行以外之機構提供，不受金管局按揭監管措施所限，毋須進行壓力測試，批核相對寬鬆得多。每個人買樓原因都不同，置業前，不妨先了解自己的預算和需求，住宅物業有多種類型，除了常見的分層單位，還有洋房、獨立屋、

假如你的負擔能力不足以應付該筆按揭貸款，銀行有可能要求增加擔保人，來確保你具備充足的還款能力，但如果你本身有債務，例如有私人貸款，再找擔保人的話，你的債項亦需被考慮至還款能力當中；但如果你只做按揭人(簡單而言即是業主)，另外找丈夫為借款

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